Yayasan Peneraju (YP) is an agency under the Ministry of Economy that serves as a Talent Bank to identify, nurture, and manage Bumiputera talents to enhance their global competitiveness.

The main functions of Yayasan Peneraju as a Talent Bank include:

Talent Identification & Acquisition
Competency Enhancement & Development

Financial Resource Mobilisation
Network & Industry Integration

Yayasan Peneraju's Financing Scheme

LIST OF CERTIFICATIONS

WHY YAYASAN PENERAJU’S FINANCING SCHEME?

Three (3) options of flexible financing packages.

Maximum financing is up to RM150,000.

0% interest.

Opportunities for ongoing talent development.

Networking of over 75,000 Yayasan Peneraju Talents.

WHO CAN APPLY ?

Malaysian Bumiputera aged 16 years and above.

Obtained a valid offer letter or proof of registration from Yayasan Peneraju’s Approved Learning and Training Institution (ALTI).

Not an active recipient of other Yayasan Peneraju funding.

Own an active individual bank account.

Registered returning Yayasan Peneraju Alumni (subject to recovery requirement, if applicable).

FINANCING SCHEME MATRIX

SILVER

^{Up To RM}15000

Training / Tuition Fee - Yes
Professional / Examination Fee - Yes
Monthly Allowance - No
Repayment - 0%
Scheme's limit for refinancing - One time only
Convertible to Scholarship if straight pass - No

GOLD

^{Up To RM}30,000per application

Training / Tuition Fee - Yes
Professional / Examination Fee - Yes
Monthly Allowance - No
Repayment - 50%
Scheme's limit for refinancing - Multiple times
Convertible to Scholarship if straight pass - No

PLATINUM

^{Up To RM}150,000per application

Training / Tuition Fee - Yes
Professional / Examination Fee - Yes
Monthly Allowance - Yes
Repayment - 20%
Scheme's limit for refinancing - Multiple times
Convertible to Scholarship if straight pass - Yes

FREQUENTLY ASKED QUESTIONS (FAQs)

What does Yayasan Peneraju offer?

Yayasan Peneraju offers a flexible Financing Scheme to Bumiputera aged 16 and above, covering a wide range of certification and training courses in Accounting, Finance, Business Services, Information Technology, AI & Machine Learning, and Leadership Competency Development. These opportunities help you grow your skills, create value, and expand your network through alumni connections. Visit peneraju.org to explore personality tests and gain deeper insights about yourself.

How do I apply for the Yayasan Peneraju Financing Scheme?

Visit peneraju.org.

Select the certification and training you wish to pursue, based on the details provided on peneraju.org, such as entry requirements, duration, ALTIs, and Financing Scheme.

Follow the application steps outlined on peneraju.org and submit all required documents.

Do I need to pay back the Financing Scheme if I complete the training and certification within the given duration?

Yes. In general, you are required to pay back the Financing Scheme. However, please refer to the terms and conditions stipulated in your Financing Scheme agreement for details.

Can Yayasan Peneraju’s existing scholars convert their current Perjanjian Pembiayaan to this Financing Scheme agreement or can I apply for another Financing Scheme?

No. Existing scholars under Perjanjian Pembiayaan and Talents under the Financing Scheme need to complete their program and pay at least 50% of the repayment amount before they can apply for another Financing Scheme.

Can my siblings or family members apply for the Financing Scheme?

Yes. All family members are eligible to apply, provided they meet the entry requirement.

Do I have to sign an agreement with Yayasan Peneraju for the Financing Scheme?

Yes, you are required to enter into an agreement with Yayasan Peneraju on the approved Financing Scheme to pursue the training and certification.